Kash
In build Get in touch
A global neobank, built for India

Your global
bank account.
Finally.

Kash gives Indian freelancers, remote workers, and SMEs a premium banking experience for their foreign earnings. Get paid in USD, EUR, GBP. Hold in dollars. Spend globally. Withdraw to INR at the best rates in the market.

Say hello See what we're building
Coming soon joinkash.com Mumbai · Singapore
01 — What it does

Everything your offshore banking
actually needs.

01

Get paid like a local.

Named bank accounts in USD, EUR, GBP, AUD, CAD, SGD and 20+ more. Your US client pays via ACH. Your EU client via SEPA. Your UK client via Faster Payments. The full amount lands in your account.

  • Named accounts in your legal or business name
  • 25+ currencies, no SWIFT middlemen
  • Money lands the way local payroll does
02

Hold your dollars.

Stop getting auto-converted the moment money arrives. Sit in USD, EUR, or GBP for as long as you want. Move to INR when the rate's right — not when your processor decides.

  • Multi-currency wallets, no forced conversions
  • Convert on your timing, not theirs
  • Hedge INR depreciation without the hassle
03

Spend globally.

A Visa or Mastercard that works at 150M+ merchants worldwide. Pay for SaaS, travel, and anything else directly from your USD balance — no double conversion, no markup surprise.

  • Virtual card instantly, physical on request
  • Apple Pay and Google Pay, day one
  • Pay from USD, EUR, or GBP at checkout
04

Land in INR, same day.

When you do want INR in your Indian bank, Kash moves it at the best rate available — faster and cheaper than the legacy options, transparent every step. FIRC auto-generated for your CA.

  • Market-leading FX, nothing hidden
  • Same-day or next-day INR landing
  • FIRC / eFIRA on every transfer, automatically
25+ currencies supported
150M+ card-accepting merchants worldwide
Same-day INR landing, FIRC included
100% FEMA-compliant, India-first
02 — How it works

Three steps.
That's the whole product.

  1. 01

    Your client pays you.

    Share your Kash USD, EUR, or GBP account details. They pay via local bank transfer — ACH, SEPA, Faster Payments — the way they'd pay a local vendor. Full amount lands in your Kash account.

  2. 02

    Hold. Or spend.

    Keep your money in USD. Pay for SaaS and travel with your Kash card — anywhere Visa or Mastercard is accepted. Or let it sit until you actually need INR.

  3. 03

    Send home when you're ready.

    Transfer to your Indian bank at the best FX rate, same day. FIRC generated automatically. Your CA will thank you at tax time — no grey areas, no reconstructing spreadsheets.

03 — Who it's for

If you earn somewhere else
and live in India, you're home.

Freelancers on Upwork, Toptal, Fiverr Independent consultants Remote workers with overseas employers Small agencies & studios Indie hackers & SaaS founders Content creators with global deals Export-oriented SMEs Contractors paid in USD, EUR, GBP
Why we're building

Indians earn globally. They get paid like it's 1997. Legacy processors take a cut. Banks auto-convert every dollar the day it lands, usually at the worst possible rate. The infrastructure for the rest of the world moved on — and India got left with the bill.

Kash is a global bank account that actually belongs to you. Clean, modern, compliant — the banking experience Mercury built for US startups, designed for Indians earning internationally.

— The Kash team Mumbai · Singapore
Currently in build

We're not live yet.
But we'd love to talk.

If you're a partner, an investor, or a future user — the fastest way to reach us is the old-fashioned way.

abhishek@joinkash.com

Abhishek Founder, Kash Mumbai